California Insurance Articles
What makes California different, and what that means if your insurer is not paying.
What a California Bad Faith Case Is Actually Worth
Nobody can value a bad-faith case from a description, and you should be wary of anyone who tries. What can be explained is the shape of the recovery — which in California has three distinct layers, and the middle one is unusual.
Read · 6 min →California Lists What Insurers May Not Do. You Cannot Sue Over It.
People find this genuinely confusing, and reasonably so. California has a statute setting out unfair claims practices in detail. Reading it, the natural conclusion is that an insurer breaking those rules can be sued for it. In California, it cannot.
Read · 5 min →Time-Limited Demands and California’s Rules for Them
A settlement demand with a deadline is how an injured claimant forces an insurer to decide. In California the mechanics of making and answering one are now set out specifically, and getting them wrong matters to both sides.
Read · 5 min →