Your Rights After a Wildfire in California
In the aftermath of a wildfire, families are left with loss and hard questions — including whether it could have been prevented. When utility equipment is linked to a fire, you may have the right to hold the utility accountable for the full scope of your losses.
A claim against the utility
When a utility's equipment or negligence contributed to a fire, it can be responsible for the harm — physical injuries, health effects, destroyed property, lost income, and the trauma of displacement. This is a claim against the utility itself, separate from any claim on your own insurance policy.
Different paths for injury and property
How responsibility is established can differ: injury claims generally rest on the utility's negligence, while in some states property damage can be recovered from a utility even without proven negligence. A review can explain which paths apply to your losses.
How we help
We investigate how the fire started, document the full scope of your losses, and pursue the utility with care. The review is free and confidential. Se habla español.
Frequently asked questions
Can I make a claim against the utility for a wildfire?
You may, where the utility's equipment or negligence contributed to the fire. Such a claim can cover injuries, property loss, lost income, and displacement — and it is separate from any claim on your own insurance.
How long do I have to act?
Deadlines depend on the state and the specific fire, and special claims processes sometimes apply. Because they can be complex and time-sensitive, it is worth a confidential conversation soon.
California law — what people ask
How long do I have to file an injury claim in California?
Generally two years from the date you were hurt. If a government entity is involved — a city vehicle, a public road, a public hospital — you usually have to present a formal claim to that agency within roughly six months before you can sue at all, which catches people out far more often than the two-year date.
Can I still recover if I was partly at fault in California?
Yes. California uses pure comparative negligence, so your recovery is reduced by your percentage of fault rather than barred — even if your share turns out to be the larger one. There is no cutoff percentage that ends a claim here.
Does California cap what I can recover?
Not in an ordinary injury case. Medical-malpractice claims are the main exception, where non-economic damages are limited by a cap that steps up over time. For most claims — car crashes, falls, defective products — there is no statutory ceiling.
What if more than one person was responsible?
California splits the analysis: defendants can be jointly responsible for your economic losses such as medical bills and lost income, while non-economic damages like pain and suffering are apportioned to each defendant by its own share of fault.
The driver who hit me had no insurance. What now?
Your own uninsured or underinsured motorist coverage is usually the answer, and it commonly applies to hit-and-run collisions as well. Check every policy in the household, not only the one covering the car you were in.
Will the jury hear that my health insurance paid my bills?
Generally not. California follows the collateral source rule, so a wrongdoer does not get credit for insurance you paid for. How your medical damages are measured is a separate and often contested question.
Injury law in California
California injury law shapes your case in a few specific ways worth knowing early.
- Filing deadline: You generally have two years from the date of the injury to file — and only about six months to put a government entity on notice before you can sue.
- Fault: California follows pure comparative negligence, so you can still recover even if you were partly — or mostly — at fault, with your recovery reduced by your share of the blame.
- Damage caps: An ordinary California injury case has no cap on damages; medical-malpractice claims are the main exception.
- Uninsured drivers: California sets minimum auto-insurance limits and uninsured/underinsured-motorist rules that affect what coverage is available.
Related topics
California injury law
This is general information about California injury law, not legal advice. Every case is different.
Did a utility-caused wildfire harm your family?
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