Often, yes. Unlike a car crash, a boating accident is not always documented by police in the usual way, and there may be no standard police report. But a claim does not depend on one — what matters is the evidence of what happened.
That evidence can include the vessels themselves, photographs, witnesses, any harbor patrol, sheriff, or park ranger report, and the boating accident report that operators are generally required to file after a serious accident. Together, these can establish how the accident happened and who was responsible, even without a conventional police report.
Because this evidence can disappear quickly on the water, acting early to preserve it is important. A free review can help identify what evidence exists in your situation and how to secure it.