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$Car Accident Calculator

Lump Sum vs. Structured Settlement Calculator

A settlement can come as a lump sum or as payments spread over years. This simple tool illustrates the difference — it does not account for interest, growth, or taxes, which a real structure would.

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Important: This is a basic illustration only. Real structured settlements involve interest, tax treatment, and terms this tool ignores, and a financial professional should advise on the actual trade-off. Not financial or legal advice.

The law depends on your state

The steps above apply wherever you were hurt. Filing deadlines, fault rules, and limits on damages differ by state — pick yours for what applies to car accidents.

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