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$Construction Accidents Blog

The Third-Party Claim Many Workers Never Hear About

After a construction injury, most workers are told to file for workers' compensation and assume that is the end of it. For many, it is not — a separate claim can seek far more.

Comp is only part of the picture

Workers' compensation is a no-fault claim against your own employer. It covers medical care and part of your lost wages, but it does not pay for pain and suffering or your full losses. For a serious injury, that gap can be enormous.

A third party may owe you more

On a construction site, many companies share the space. When one of them — not your employer — created the hazard that hurt you, you may have a third-party claim against that company for your full damages, on top of comp.

It does not target your employer

Because a third-party claim is against a different company, it does not put you against your own employer or your job — a common and understandable worry. It simply reaches the company actually at fault.

Finding the third party

Identifying whether a third party is responsible takes mapping the companies on the job and the site records. A free, confidential review can tell you whether you have a claim beyond comp.

Frequently asked questions

How do I know if a third party is responsible?

By mapping every company on the project and who controlled the hazard that hurt you. If a company other than your employer was responsible, a third-party claim may be available. That investigation is what we handle.

This article is general information about Construction Accidents injury law, not legal advice. Every case is different — talk to a lawyer about your situation.

The law depends on your state

The steps above apply wherever you were hurt. Filing deadlines, fault rules, and limits on damages differ by state — pick yours for what applies to construction accidents.

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