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$Rideshare Accident FAQ

I'm a Rideshare Driver Who Was Hurt — What Coverage Applies?

If you drive for Uber or Lyft and were hurt in a crash someone else caused, you generally have the same right to recover as any injured person. On top of the at-fault driver's insurance, the rideshare company's coverage — which can include uninsured motorist protection during certain phases — may also apply, depending on your app status.

The details turn on what you were doing on the app. When you were carrying a passenger or en route, the rideshare company's larger coverage is most likely to apply. While you were only waiting for a request, a smaller contingent policy may apply, and when the app was off, your personal insurance governs.

Rideshare companies and insurers may treat an injured driver as an afterthought, but you should not be overlooked. Sorting out which coverage applies to you as a driver is part of protecting your claim.

This is general information about Rideshare Accidents $rideshare accidents claims, not legal advice. Every situation is different.

The law depends on your state

The steps above apply wherever you were hurt. Filing deadlines, fault rules, and limits on damages differ by state — pick yours for what applies to rideshare accidents.

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