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Free Guide: How Uber & Lyft Insurance Really Works

Rideshare insurance confuses almost everyone, because it changes with the driver's app status. This free guide breaks down the coverage periods in plain language.

What's inside

  • The four app phases and what each means
  • Which policy applies when — and the limits
  • Why the driver’s app status is the key question
  • How uninsured motorist coverage fits in
  • What records prove which coverage applies

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Deadlines and rules where you were hurt

The steps above apply wherever you were hurt. Filing deadlines, fault rules, and limits on damages differ by state — pick yours for what applies to rideshare accidents.

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This guide is general information, not legal advice. Every situation is different, and the law differs by state.