A claim against a utility responsible for a wildfire is meant to address the full scope of what a fire takes, which is often far more than any single category. It can include physical injuries and burns, the future medical and personal care they require, and smoke-related health effects that may last long after the fire.
On the property and economic side, it can cover the destroyed or damaged home, the full value of belongings and contents, landscaping and structures, the cost of temporary housing and displacement, and losses your own insurance did not fully cover. For business owners, it can include destroyed business property, lost profits, and the cost of rebuilding or relocating.
And it can address the profound emotional harm — the trauma of evacuation, the loss of a home and community, and, in the worst cases, the loss of a loved one. Documenting all of this carefully, across every category, is central to a full recovery, and it is exactly the work we handle so nothing is left out.